Marco Machado

278 Valerie Lane

Lusby, MD
$ 525,000 Beds 4 Baths 3 Sq 2,615
Monthly Estimate* How much can I afford?

Rare waterfront home offering over 2500 sqft of finished space, one car garage, and panoramic views of Mill Creek! 300 ft of water frontage on a 0.51 acre lot. The main level features 3 bedrooms, 2 full baths, new flooring, updated lighting fixtures, and a Florida room overlooking Mill Creek. The fully finished lower level offers exceptional flexibility with an additional bedroom, full bath, and a wood-burning fireplace. Step out and relax by the water, or boat from your own private dock with an 8,000 lb boat lift. Roof, Gutters, and Windows (2015). HVAC system (2022), attic insulation (2022), and garage door (2026). Mortgage savings may be available for buyers of this listing. Dont miss your chance to call 278 Valerie Ln home!

ACTIVE

  • Price
  • $ 525,000
  • City
  • Lusby
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • CALVERT
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.51 Acres
  • Zip
  • 20657
  • Sqr Footage
  • 2,615
  • Year Built
  • 1974
  • Taxes
  • $ 5255
  • Style
  • Ranch/Rambler
  • MLS#
  • MDCA2026996
Listed By: Arianit Musliu with Redfin Corp - 4102028454;
Data Source: Bright MLS

Features

General

Living Area 2615
Sewer Holding Tank
Heating Heat Pump(s)
Cooling Central A/C
Possession 0-30 Days CD,Immediate
Roof Architectural Shingle
Appliances Dishwasher,Exhaust Fan,Icemaker,Range Hood,Refrigerator,Stove,Washer,Dryer - Electric
Zoning R
HOA Fee 250.00
Garage Spaces 1.00
Architectural Style Ranch/Rambler
Construction Materials Frame
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1974
Electric 200+ Amp Service
View Creek/Stream,River
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 21
Accessibility Level Entry - Main
Assoc Fee Paid Per Annually
County CALVERT
New Construction No
Property Type Residential
HOA Yes
Subdivision Name DRUM POINT
Facing Direction East
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Total Rooms 10
Full Baths 3
Status ACTIVE
Directions Rouby Hall Road to Right on Valerie Lane. Across from CRE entrance. Straight ahead to home at the end of the cul-de-sac.
City LUSBY
Body of Water Mill Creek
Association Name DRUM POINT PROPERTY OWNERS' ASSOCIATION
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 22041.00
Tax Assessed Value 475700.0
Tax Annual Amount 5255.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 350.7
Acceptable Financing Cash,Conventional,Other,VA,FHA
Vacation Rental Y/N No
Total SQFT 2615
Location Type Creek/Stream
Standard Status Active
Year Built Source Assessor
Legal Subdivision DRUM POINT
Tax Lot 4
Association Recreation Fee No

Interior Features

Interior Amenities Kitchen - Country,Dining Area,Kitchen - Eat-In,Entry Level Bedroom,Floor Plan - Open,Kitchenette
Heating Fuel Electric
Basement Fully Finished,Walkout Level
Flooring Luxury Vinyl Plank,Carpet
Total Fireplaces 1
Fireplace Features Flue for Stove,Fireplace - Glass Doors,Mantel(s)
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1497
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 1118
Room Type Living Room,Dining Room,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Bedroom 1,Bathroom 1,Bathroom 2,Bathroom 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Assessor
Bedrooms Count All Lower Levels 1
Bedrooms Count Lower Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Lower Levels 1
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Parking Features Gravel Driveway
Water Source Well
Total Parking Spaces 1
Garage Features Garage - Front Entry
Type of Parking Attached Garage
Land Use Code R
Foundation Details Permanent
Water View Y/N Yes
Lot Size Acres 0.51
Water Body Type Creek
Lot Size Source Assessor
Waterfront Y/N Yes
Door Features Sliding Glass
Water Access Features Boat - Powered,Canoe/Kayak
Number of Docks 1
Land Assessed Value 236500.00
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
# of Attached Garage Spaces 1
Dock/Slip Conveys YN Yes
Dock Type and Features Pier (Perpendicular)

Room Details

Bathroom 1 Main
Bathroom 2 Main
Bathroom 3 Lower 1
Bedroom 1 Main
Bedroom 2 Main
Bedroom 3 Main
Bedroom 4 Lower 1
Dining Room Main
Kitchen Main
Living Room Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Beverly Hills, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/8/2026 Listed $550,000
6/29/2026 3% - $535,000
7/30/2026 2% - $525,000

Property vs Zip Code Average in 20657

Price
AVG $450K
$530K
Taxes
AVG $3,715
$5,255
Year Built
AVG 1986
1974
Visits
AVG 421
1193
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

278 Valerie Lane Lusby, MD is a Single Family Home for sale at $525000 with 2615 sqft and a lot size of 0.51 Acres Acre(s). 278 Valerie Lane Lusby has 4 bedrooms, 3 baths and was built in 1974. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

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Marco Machado

Marco Machado

801-980-2541

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